MT2 Firing Range Services is pleased to partner with SAGE Program Underwriters to provide a comprehensive and competitive workers’ compensation (WC) program to shooting ranges nationwide.  The following is a brief overview of workers’ compensation services and what it provides. We’ve included some essential bullet points specific to WC for gun ranges to help you control your costs and improve your employees’ safety.

What Is Workers’ Compensation?

Workers’ compensation insurance helps protect businesses and their employees from financial loss when an employee is hurt on the job or gets sick from a work-related cause. Workers’ compensation is also known as workman’s comp, workman’s compensation, and workers’ comp. These terms all mean the same thing and help protect workers from potentially devastating costs of work-related injuries. It also helps protect employers from potential damages that could cripple a business based on workers’ comp claims. Most states require companies to carry workers’ compensation insurance except for Texas and New Jersey. In those states, coverage is elective.

What Does Workers’ Compensation Cover?

Another frequently asked question includes the coverage of workers’ compensation insurance. Workers’ compensation insurance helps cover medical expenses, lost wages, ongoing care costs, as well as funeral expenses if an employee is hurt, becomes sick, or dies as a result of a work-related accident or illness.

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